Navigating new rideshare laws and their impact on insurance coverage disputes has become increasingly more complicated. With the passage of legislation last year, rideshare companies such as Lyft, Uber and Ride are mandated to provide vehicle liability insurance of $1.25 million per occurrence once a passenger is being driven. The law describes a rideshare driver as a TNC ("Transportation Network Company") driver and the passenger as a TNC passenger. But what happens if the accident occurs while a TNC driver is driving to pick-up the TNC passenger? What coverage then applies: the personal liability insurance or the mandated insurance?