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Buffalo New York Insurance Defense Blog

Premises liability defense: insurance and due diligence

Whether it is from a wet sidewalk on a rainy summer afternoon or icy patches in the middle of winter, slippery floors can signal trouble for any New York property owner. 

The Center for Disease Control reports that in New York and 29 other states, "a significant increase" in the number of "older adult deaths from falls" took place between 2007 to 2016. The U.S. as a whole saw a 31% increase in the rate during that time. 

Deciding between arbitration and litigation

Depending on the insurance issue you need to defend your company from, it can be difficult to figure out if you and the opposing party should to take your case to court or see an arbitrator. Before you decide, it is important that you weigh the pros and cons of each method and see how much the benefits of one side outweighs the benefits of the other.

What your clients should know about premises liability

Everyone knows that owning a home comes with a great deal of responsibility. As an insurance advisor, homeowners look to you to educate them about their risks and liabilities of home ownership. While taxes and lawn maintenance might be the first things to come to their minds, individual property owners shouldn't forget about two important words: premises liability.

What is premises liability?

Which dog breeds are considered most dangerous?

A dog attack can be a serious and frightening experience. It could lead to a critical injury. As a result, the dog owner could face heavy penalties.

The issue of legal responsibility for an attack will be judged using several factors. Interestingly, this decision might differ according to state law and how "dangerous" the dog's breed is considered to be.

Understanding the legal consequence from dog bites

Dog ownership is on the rise. According to Statista, in 2017, there were about 89.7 million dogs living as pets in U.S. households. 

Many owners view their dogs as part of the family. Unfortunately, not all owners train their dogs well, which can lead to problems. The Centers for Disease Control and Prevention states nearly 1 in 5 people bitten by a dog need medical treatment. As dog ownership grows, so too may this problem.

let us help you

Hagelin Spencer LLC has offices conveniently located in Buffalo, Rochester, Syracuse, and Garden City. While our firm is large enough to have the resources necessary to satisfy even the largest corporate client, our attorneys do not lose sight of the importance of building a strong relationship with everyone we represent.

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Buffalo, NY
135 Delaware Avenue, Suite 200
Buffalo, NY 14202

Toll Free: 866-214-2591
Phone: 716-849-3500
Fax: 716-849-3501
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Rochester, NY
The Powers Building
16 West Main Street, Suite 700
Rochester, NY 14614

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Phone: 585-325-9000
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Garden City, NY
1225 Franklin Avenue, Suite 325
Garden City, NY 11530

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Phone: 516-240-8020
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Syracuse, NY
1000 7th North Street, Suite 120
Liverpool, NY 13088

Toll Free: 866-214-2591
Phone: 315-701-5768
Fax: 315-701-5770
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Jersey City, NJ
35 Journal Square, Suite 821
Jersey City, NJ 07306

Toll Free: 866-214-2591
Phone: 201-653-3500
Fax: 201-653-3599
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